HERBS FOR HEALTH MANAGEMENT

Herbs are a foundational root in medicine and health treatments, dating back thousands of years throughout every culture around the world. Modern Western herbalism comes from ancient Egypt. The Greeks developed a comprehensive philosophy of herbal medicine by 100 BCE and the Romans built upon it to create a variety of medical practices, some of which are still used today.

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ALTERNATIVE MEDICINE IMPACTS PSYCHOLOGICAL HARDINESS

Psychological hardiness is an individual’s resistance to stress, anxiety and depression. It includes the ability to withstand grief and accept the loss of loved ones. Alternative medicine is a more popular term for health and wellness therapies that have typically not been part of conventional Western medical approaches but are often used along with conventional medicinal protocols.  Coping and dealing with stress in a positive manner play a major role in maintaining the balance needed for health and well-being.

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ALTERNATIVE REMEDIES FOR ANXIETY AND DEPRESSION

Interest in complimentary and alternative medicine (CAM) is increasing as consumers and health care professionals search for additional ways to treat anxiety, depression and other mental health disorders. Some of these remedies include:

St. John’s Wort.  More than 30 studies show it to be effective for treatment of mild forms of depression,…

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KEY THINGS TO KNOW ABOUT SOCIAL SECURITY

ANGELA S. HOOVER





Angela is a staff writer for Health & Wellness magazine.

benefits as early as age 62, but for each month you file ahead of your FRA, your benefits are reduced. Working while collecting Social Security may make some of your benefits subject to federal taxes. Ultimately, delaying retirement yields the highest benefit; you’ll receive an 8-percent increase to your monthly benefit for every year you hold off, up to age 80.


Each year, the Social Security Administration sends workers an earnings statement that summarizes your taxable wages for the year and estimates your retirement benefit. It’s crucial to check your earnings statement every year to make sure there are no errors. You can check your status on the SSA website at www.socialsecurity.gov. If you do see an error, report it to the SSA.


Sources


Social Security has been the financial foundation for American retirees since Franklin Roosevelt signed it into law in 1935. Today the program pays out a whopping $62 billion in monthly benefits to more than 23 million retired workers. The program is responsible for providing at least half of the monthly income of about 62 percent of retired workers, according to the Center on Budget and Policy Priorities.


Most Americans qualify for at least some Social Security benefits. The specific monthly benefit paid to each retiree is based upon the average income during their 35 highest- earning years, adjusted for inflation. This is their average indexed monthly earnings (AIME). Once AIME is calculated, it’s then reduced at certain income thresholds called bend points, which give retirees credit for a larger percentage of AIME at lower levels. So lower-income recipients wind up having more of their pre-retirement income replaced by Social Security than higher-income recipients. The average retired worker collected $1,461 per month in retirement benefits with this formula in 2019.


To receive your full benefit amount, you must wait until you’ve reached full retirement age (FRA) to claim your benefits. FRA is staggered by birth years due to congressional legislation during the Reagan administration in the 1980s.


The Social Security Administration (SSA) allows you to file for